Financing Program

Queens Diamond & Jewelry offers financing options through Acima and Synchrony to help you acquire your desired jewelry with flexible payment plans. Here’s how you can apply for each.

 Acima Financing:

Acima provides a lease-to-own program that doesn’t rely solely on your credit history. To apply:

1. Eligibility Requirements:
   • Age: At least 18 years old.
   • Residency: U.S. resident or from a U.S. territory.
   • Income: Minimum monthly income of $750.
   • Bank Account: Active checking account with at least 90 days of history.
2. Application Process:
   • Visit Acima’s website or download their mobile app.
   • Complete the application by providing personal details, income information, and bank account specifics.
   • Upon approval, you’ll receive a lease line amounting from $300 up to $5,000.
   • Use this approval to shop at Queens Diamond & Jewelry.

For more details, please contact us via call or visit our store. We will guide you through the process thoroughly

Refer to Acima’s How It Works page.

 Synchrony Financing:

Synchrony offers credit card financing with promotional terms. To apply:

1. Eligibility Requirements:
   • Age: At least 18 years old.
   • Residency: U.S. resident or from a U.S. territory.
   • Credit Approval: Subject to credit check, which may impact your credit score.
2. Application Process:
   • Visit Synchrony’s Financing Program page.
   • Complete the Synchrony credit card application with your personal and financial information.
   • Submit the application for review.
   • Upon approval, you’ll receive details about your credit limit and terms.
   • Use your Synchrony credit card to make purchases at Queens Diamond & Jewelry.

Please note that applying for credit involves a hard credit inquiry, which may affect your credit score. Ensure you understand the terms and conditions before proceeding.

By choosing the financing option that best fits your needs, you can enjoy the jewelry you desire with manageable payment plans.